Bank Screw Up

Three months ago the government deposited some money into my mothers account. Not too weird because they’ve deposited back tax payments and baby bonuses before (it usually amounts to a nice chunk of change), add in the fact that what was left of my fathers cheque was still being deposited and it wasn’t an odd situation. The money sat in the bank account for a month before my mother checked her balance and found it.

Yesterday my mother got a call from the bank saying that she owed the X amount of money because they had made a mistake. Apparently her account had belonged to another person and the money that was deposited four months ago was actually meant for the person who owned the bank account.

Now my mother opened her account with The Bank of Nova Scotia over two years ago and up until now she hasn’t had any problems with them depositing another persons money.

The government has sworn up and down that the money that was supposed to go to the person who owned the account before my mother was deposited into the right account (not my mothers). The bank has other ideas and is threatening my mother and calling her a (and I quote) fucking thief. They’re also demanding that she walk into the bank tomorrow and hand over the money plus service charges or else (cue ominous music).

Exactly how in the hell do you deposit a largish sum of money into an account that has been in another persons name for over two years? And if that mistake is possible then how can you let it sit there for a month and then wait another three before taking action? It seems to me that this is the kind of thing you notice immediately and try to rectify as soon as possible.

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#1

That’s really weird :S I hope you figure it out soon. I also don’t understand how you can deposit money into an account that has been in another persons name for over 2 years. =/

Emmy Aug 18, 12:51 AM Permalink

#2

.. what the hell?!

That’s just.. what the fuck, your mom shouldn’t have to suffer from the bank’s mistakes. :|

Jenny Aug 19, 12:57 PM Permalink

#3

LOL, so because THEY made a mistake, they’re threatening your mother? How ridiculous. It’s not that difficult to deposit into the right account… how can a mistake like that happen without anyone catching it sooner? :|

Laur Aug 22, 08:50 PM Permalink